{"id":619,"date":"2025-07-25T16:01:32","date_gmt":"2025-07-25T07:01:32","guid":{"rendered":"https:\/\/lbcsultan.wordpress.com\/?p=619"},"modified":"2025-07-25T16:01:32","modified_gmt":"2025-07-25T07:01:32","slug":"%eb%94%94%ec%a7%80%ed%84%b8-%ea%b2%b0%ec%a0%9c-%ec%8b%9c%ec%9e%a5%ec%9d%98-%ec%a0%84%eb%a7%9d","status":"publish","type":"post","link":"https:\/\/cris.joongbu.ac.kr\/?p=619","title":{"rendered":"\ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc804\ub9dd"},"content":{"rendered":"\n<p>Q: \ubbf8\uad6d\uc740 \uae30\uc874\uc758 \ub2ec\ub7ec \ud328\uad8c\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud55c \uc815\ucc45\uc73c\ub85c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \uc8fc\ub825\ud558\uace0 \uc788\ub294\ub370, \ub9cc\uc77c \uae30\ud0c0 \ub2e4\ub978 \uad6d\uac00\ub4e4\uc740 \uad6d\uac00 \uc8fc\ub3c4\uc758 CBDC \ucf54\uc778\uc5d0 \uc8fc\ub825\ud558\uace0, \uc0c1\ud638 \ud638\ud658\uc131 \uc81c\uacf5\uc744 \uc704\ud574 \ud611\ub825\ud558\uba70 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uacfc \uc11c\ub85c \uacbd\uc7c1\ud558\ub294 \ud658\uacbd\uc774 \ub41c\ub2e4\uba74, \uc5b4\ub290 \ucabd\uc774 \ud328\uad8c\uc744 \uac00\uc9c0\uac8c \ub420\uae4c?<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p>A: \uc774 \uc9c8\ubb38\uc740 \ubbf8\ub798 \ub514\uc9c0\ud138 \uae08\uc735 \ud328\uad8c\uc744 \uc608\uce21\ud558\ub294 \ub9e4\uc6b0 \ud765\ubbf8\ub85c\uc6b4 \uc2dc\ub098\ub9ac\uc624\uc785\ub2c8\ub2e4. \ubbf8\uad6d\uc774 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \uc8fc\ub825\ud558\uace0, \ub2e4\ub978 \uad6d\uac00\ub4e4\uc774 \uad6d\uac00 \uc8fc\ub3c4\uc758 CBDC\uc5d0 \uc8fc\ub825\ud558\uba70 \uc0c1\ud638 \ud638\ud658\uc131\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ud611\ub825\ud558\ub294 \ud658\uacbd\uc5d0\uc11c \uc5b4\ub290 \ucabd\uc774 \ud328\uad8c\uc744 \uac00\uc9c0\uac8c \ub420\uc9c0\ub294 \uc5ec\ub7ec \ubcc0\uc218\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \ud604\uc7ac\ub85c\uc11c\ub294 <strong>\ubbf8\uad6d(\ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \uc9c4\uc601)\uc774 \uc5ec\uc804\ud788 \uc720\ub9ac\ud55c \uc704\uce58\uc5d0 \uc788\uc9c0\ub9cc, CBDC \uc9c4\uc601\uc758 \ud611\ub825\uacfc \uae30\uc220 \ubc1c\uc804\uc774 \uc2ec\ud654\ub420\uc218\ub85d \uacbd\uc7c1\uc740 \ub354\uc6b1 \uce58\uc5f4\ud574\uc9c0\uace0 \uc608\uce21 \ubd88\uac00\ub2a5\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uac01 \uc9c4\uc601\uc758 \uac15\uc810\uacfc \uc57d\uc810\uc744 \ube44\uad50\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>1. \ubbf8\uad6d (\ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \uc9c4\uc601):<\/strong><\/p>\n\n\n\n<p><strong>\uac15\uc810:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uae30\uc874 \ub2ec\ub7ec \ud328\uad8c\uc758 \uc5f0\uc7a5:<\/strong> \uac00\uc7a5 \ud070 \uac15\uc810\uc740 \uc774\ubbf8 \uc555\ub3c4\uc801\uc778 \ub2ec\ub7ec\uc758 \uae30\ucd95\ud1b5\ud654 \uc9c0\uc704\uc785\ub2c8\ub2e4. \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \uc2dc\uc7a5\uc758 99% \uc774\uc0c1\uc774 \ub2ec\ub7ec \ud398\uadf8\uc774\uba70, \uc774\ub294 \uae30\uc874 \ub2ec\ub7ec \uc720\ub3d9\uc131\uacfc \uc2e0\ub8b0\uac00 \ub514\uc9c0\ud138 \ud658\uacbd\uc73c\ub85c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc774\uc5b4\uc9c4 \uacb0\uacfc\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad11\ubc94\uc704\ud55c \uc778\ud504\ub77c \ubc0f \uc0dd\ud0dc\uacc4:<\/strong> \ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc740 \uc774\ubbf8 \uc804 \uc138\uacc4 \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c, \uc9c0\uac11, \ub514\ud30c\uc774(DeFi) \ub4f1 \ub514\uc9c0\ud138 \uae08\uc735 \uc0dd\ud0dc\uacc4\uc5d0 \uae4a\uc219\uc774 \ud1b5\ud569\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud0c0 \ud1b5\ud654 \uae30\ubc18 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774\ub098 \uc2e0\uaddc CBDC\uac00 \uc27d\uac8c \ub530\ub77c\uc7a1\uae30 \uc5b4\ub824\uc6b4 \uac15\ub825\ud55c \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\ub97c \uac00\uc9d1\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubbfc\uac04 \uc8fc\ub3c4 \ud601\uc2e0:<\/strong> \ubbf8\uad6d\uc758 \uc815\ucc45\uc740 \ubbfc\uac04 \uae30\uc5c5\uc758 \ud601\uc2e0\uc744 \uc801\uadf9 \ud65c\uc6a9\ud558\uc5ec \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\uc640 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uac1c\ubc1c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uad00\ub8cc\uc8fc\uc758\uc758 \uc81c\uc57d\uc744 \ub35c \ubc1b\uace0 \uc2dc\uc7a5 \uc218\uc694\uc5d0 \ube60\ub974\uac8c \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub192\uc740 \uc720\ub3d9\uc131:<\/strong> \ub2ec\ub7ec \uc2dc\uc7a5\uc758 \uac70\ub300\ud55c \uc720\ub3d9\uc131\uc740 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778 \ubc1c\ud589\uc0ac\ub4e4\uc774 \uc900\ube44\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0, \ub300\uaddc\ubaa8 \uac70\ub798\ub97c \uc6d0\ud65c\ud558\uac8c \uc9c0\uc6d0\ud560 \uc218 \uc788\ub294 \uae30\ubc18\uc774 \ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc804\ub7b5\uc801 \uc720\uc5f0\uc131:<\/strong> CBDC \ub3c4\uc785 \uc2dc \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc740\ud589 \uc2dc\uc2a4\ud15c \uad50\ub780, \ud504\ub77c\uc774\ubc84\uc2dc \ubb38\uc81c \ub4f1 \ubcf5\uc7a1\ud55c \uc774\uc288\ub97c \ud68c\ud53c\ud558\uba74\uc11c\ub3c4 \ub514\uc9c0\ud138 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc601\ud5a5\ub825\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc801 \uc720\uc5f0\uc131\uc744 \uac00\uc9d1\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><strong>\uc57d\uc810:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubbfc\uac04 \ubc1c\ud589\uc5d0 \ub530\ub978 \uc2e0\ub8b0 \ubb38\uc81c:<\/strong> \uc544\ubb34\ub9ac \uaddc\uc81c\uac00 \uac15\ud654\ub418\uc5b4\ub3c4 \uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \ubc1c\ud589\ud558\ub294 CBDC\ub9cc\ud07c\uc758 \uc808\ub300\uc801\uc778 \uc2e0\ub8b0\ub97c \uc81c\uacf5\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ubc1c\ud589\uc0ac\uc758 \ud30c\uc0b0, \uc900\ube44\uae08 \ud22c\uba85\uc131 \ubb38\uc81c \ub4f1\uc774 \ubd88\uac70\uc9c8 \uacbd\uc6b0 \uc2dc\uc7a5 \uc804\uccb4\uc5d0 \ub300\ud55c \uc2e0\ub8b0 \ud558\ub77d\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud654\ud3d0 \uc8fc\uad8c \ub17c\ub780:<\/strong> \ud0c0\uad6d \uc785\uc7a5\uc5d0\uc11c\ub294 \uc790\uad6d \ub0b4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc774 \ubbf8\uad6d \ubbfc\uac04 \uae30\uc5c5\uc774 \ubc1c\ud589\ud55c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \uc758\ud574 \uc7a0\uc2dd\ub418\ub294 \uac83\uc5d0 \ub300\ud574 \ud654\ud3d0 \uc8fc\uad8c \uce68\ud574 \ub17c\ub780\uc774 \ubd88\uac70\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud1b5\ud654 \uc815\ucc45 \uac04\uc12d:<\/strong> \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \ub2e4\ub978 \uad6d\uac00\uc758 \ud1b5\ud654 \uc815\ucc45\uc5d0 \uac04\uc811\uc801\uc73c\ub85c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\uac00 \uc81c\uae30\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>2. \uae30\ud0c0 \uad6d\uac00\ub4e4 (\uad6d\uac00 \uc8fc\ub3c4 CBDC \ubc0f \uc0c1\ud638 \ud638\ud658\uc131 \uc9c4\uc601):<\/strong><\/p>\n\n\n\n<p><strong>\uac15\uc810:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ucd5c\uace0 \uc218\uc900\uc758 \uc2e0\ub8b0\ub3c4:<\/strong> \uc911\uc559\uc740\ud589\uc774 \uc9c1\uc811 \ubc1c\ud589\ud558\ubbc0\ub85c \ubc95\uc815 \ud654\ud3d0\ub85c\uc11c \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc758 \uc2e0\ub8b0\ub3c4\uc640 \uc548\uc815\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub294 \ud2b9\ud788 \ub2ec\ub7ec \uc678 \ud1b5\ud654\uc758 \uc2e0\ub8b0\ub3c4\uac00 \ubd88\uc548\uc815\ud55c \uad6d\uac00\ub4e4\uc5d0\uc11c \ud070 \uc774\uc810\uc73c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad6d\uac00 \ud1b5\uc81c\ub825 \ubc0f \ud1b5\ud654 \uc815\ucc45 \ud6a8\uc728\uc131:<\/strong> \uc815\ubd80\ub294 CBDC\ub97c \ud1b5\ud574 \uc790\uae08 \ud750\ub984\uc5d0 \ub300\ud55c \ud1b5\uc81c\ub825\uc744 \uac15\ud654\ud558\uace0, \uae08\uc735 \uc2dc\uc2a4\ud15c \uc548\uc815\uc131\uc744 \ub192\uc774\uba70, \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0\uc11c \ud1b5\ud654 \uc815\ucc45\uc758 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae08\uc735 \ud3ec\uc6a9\uc131 \uc99d\ub300:<\/strong> \uc740\ud589 \uacc4\uc88c\uac00 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\ub3c4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\uac8c \ud558\uc5ec \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc0c1\ud638 \ud638\ud658\uc131 \ud611\ub825:<\/strong> \uc5ec\ub7ec \uad6d\uac00\uac00 CBDC \uc0c1\ud638 \ud638\ud658\uc131\uc744 \uc704\ud574 \ud611\ub825\ud55c\ub2e4\uba74, \uad6d\uacbd \uac04 \uacb0\uc81c \ube44\uc6a9\uc744 \ud68d\uae30\uc801\uc73c\ub85c \ub0ae\ucd94\uace0 \uc18d\ub3c4\ub97c \ub192\uc5ec \uad6d\uc81c \ubb34\uc5ed \ubc0f \uae08\uc735 \uac70\ub798\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \ud328\ub7ec\ub2e4\uc784\uc744 \uc81c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uc874 SWIFT \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \uac15\ub825\ud55c \ub300\uc548\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc8fc\uad8c \ud1b5\ud654\ub85c\uc11c\uc758 \uc9c0\uc704:<\/strong> \uac01\uad6d\uc740 \uc790\uad6d \ud1b5\ud654\uc758 \ub514\uc9c0\ud138\ud654\ub97c \ud1b5\ud574 \ud1b5\ud654 \uc8fc\uad8c\uc744 \ud655\uace0\ud788 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><strong>\uc57d\uc810:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub290\ub9b0 \ub3c4\uc785 \ubc0f \ubcf5\uc7a1\ud55c \uad6c\ucd95 \uacfc\uc815:<\/strong> CBDC\ub294 \uc911\uc559\uc740\ud589\uacfc \uc815\ubd80\uc758 \uc8fc\ub3c4\ub85c \uac1c\ubc1c\ub418\ubbc0\ub85c, \uc815\ucc45 \uacb0\uc815, \uae30\uc220 \uac1c\ubc1c, \ubc95\uc801\/\uaddc\uc81c \ud504\ub808\uc784 \uad6c\ucd95 \ub4f1 \uacfc\uc815\uc774 \ubcf5\uc7a1\ud558\uace0 \uc2dc\uac04\uc774 \uc624\ub798 \uac78\ub9bd\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud504\ub77c\uc774\ubc84\uc2dc \ubc0f \uac10\uc2dc \uc6b0\ub824:<\/strong> \uc815\ubd80\uac00 \ubaa8\ub4e0 \uac70\ub798\ub97c \ub4e4\uc5ec\ub2e4\ubcfc \uc218 \uc788\ub2e4\ub294 \uc810\uc740 \uc2dc\ubbfc\ub4e4\uc758 \uac15\ub825\ud55c \ubc18\ubc1c\uc744 \ucd08\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc740\ud589 \uc2dc\uc2a4\ud15c \uad50\ub780 \uc704\ud5d8:<\/strong> CBDC\uac00 \uc804\ud1b5\uc801\uc778 \uc740\ud589\uc758 \uc608\uae08 \uae30\ub2a5\uc744 \uc57d\ud654\uc2dc\ud0a4\uace0, \uae08\uc735 \uc911\uac1c \uae30\ub2a5\uc744 \ucd95\uc18c\uc2dc\ud0ac \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc \ubd80\uc871:<\/strong> \uac01\uad6d CBDC\uac00 \uac1c\ubcc4\uc801\uc73c\ub85c\ub294 \uac15\ub825\ud574\ub3c4, \uae00\ub85c\ubc8c\ud558\uac8c \ud1b5\ud569\ub41c \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\ub97c \uac00\uc9c0\uae30 \uc704\ud574\uc11c\ub294 \uad11\ubc94\uc704\ud55c \uad6d\uc81c\uc801 \ud611\ub825\uc774 \ud544\uc218\uc801\uc774\uba70, \uc774\ub294 \ud604\uc2e4\uc801\uc73c\ub85c \ub9e4\uc6b0 \uc5b4\ub824\uc6b4 \uacfc\uc81c\uc785\ub2c8\ub2e4. \uc911\uad6d\uc744 \uc81c\uc678\ud558\uba74 \uc544\uc9c1 \uad6d\uc81c\uc801 \uc601\ud5a5\ub825\uc774 \ud06c\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ud1b5\ud654 \uc2e0\ub8b0\ub3c4\uc5d0 \ub300\ud55c \ubcf8\uc9c8\uc801 \ud55c\uacc4:<\/strong> \uc544\ubb34\ub9ac CBDC\ub77c\ub3c4 \uc790\uad6d \ud1b5\ud654 \uc790\uccb4\uc758 \uc2e0\ub8b0\ub3c4(\uc608: \uc778\ud50c\ub808\uc774\uc158, \uacbd\uc81c \uc548\uc815\uc131)\uac00 \ub0ae\ub2e4\uba74, \uc774\ub294 \uc5ec\uc804\ud788 \ubb38\uc81c\ub85c \ub0a8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>\uc5b4\ub290 \ucabd\uc774 \ud328\uad8c\uc744 \uac00\uc9c8\uae4c?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ub2e8\uae30\uc801\uc73c\ub85c\ub294 \ubbf8\uad6d (\ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778)\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/strong> \uae30\uc874 \ub2ec\ub7ec\uc758 \uac15\ub825\ud55c \uc9c0\uc704, \uac70\ub300\ud55c \uc720\ub3d9\uc131, \uc774\ubbf8 \uad6c\ucd95\ub41c \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uac00 \uc555\ub3c4\uc801\uc778 \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub9ce\uc740 \uad6d\uac00\uac00 \ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc744 \uad6d\uc81c \uac70\ub798\ub098 \uc790\uc0b0 \ubcf4\uad00 \ubaa9\uc801\uc73c\ub85c \uacc4\uc18d \uc0ac\uc6a9\ud560 \uac83\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc7a5\uae30\uc801\uc73c\ub85c\ub294 &#8216;\uc0c1\ud638 \ud638\ud658\uc131 \uac16\ucd98 CBDC \uc5f0\ud569&#8217;\uc774 \uac15\ub825\ud55c \ub3c4\uc804\uc790\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e0\ub8b0\ub3c4\uc640 \ubc95\uc801 \uc9c0\uc704:<\/strong> \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \ud3b8\uc758\uc131\uc740 \ubcf4\ud3b8\ud654\ub418\ub354\ub77c\ub3c4, \uacb0\uad6d <strong>\ud654\ud3d0\uc758 \uad81\uadf9\uc801\uc778 \uc2e0\ub8b0\ub294 \uc911\uc559\uc740\ud589\uc758 \ubcf4\uc99d\uacfc \ubc95\uc815\ud654\ud3d0 \uc9c0\uc704\uc5d0\uc11c \ub098\uc635\ub2c8\ub2e4.<\/strong> \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc740 \uc774 \uc9c0\uc810\uc5d0\uc11c CBDC\uc5d0 \ube44\ud574 \uadfc\ubcf8\uc801\uc778 \ud55c\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad6d\uacbd \uac04 \uacb0\uc81c \ud601\uc2e0:<\/strong> \ub9cc\uc57d \uc911\uad6d\uc774 \uc8fc\ub3c4\ud558\uace0 \uc720\ub7fd \ub4f1 \ub2e4\ub978 \uc8fc\uc694\uad6d\uc774 \ub3d9\ucc38\ud558\ub294 CBDC \uc5f0\ud569\uc774 SWIFT\ub97c \ub300\uccb4\ud560 \ub9cc\ud07c \ud6a8\uc728\uc801\uc774\uace0 \uc800\ub834\ud55c \uad6d\uacbd \uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud55c\ub2e4\uba74, \uc774\ub294 \ub2ec\ub7ec \uc911\uc2ec\uc758 \uad6d\uc81c \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \uc2ec\uac01\ud55c \uade0\uc5f4\uc744 \uc77c\uc73c\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ubb34\uc5ed \uacb0\uc81c\uc5d0\uc11c \ud070 \ubcc0\ud654\ub97c \uac00\uc838\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc815\uce58\uc801 \uc758\uc9c0\uc640 \uc8fc\uad8c:<\/strong> \uac01\uad6d \uc815\ubd80\ub294 \uc790\uad6d \ud1b5\ud654 \uc8fc\uad8c\uc744 CBDC\ub97c \ud1b5\ud574 \uac15\ud654\ud558\ub824\ub294 \uac15\ub825\ud55c \uc758\uc9c0\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \ub300\ud55c \uc885\uc18d\uc131\uc744 \uc904\uc774\ub824\ub294 \ub3d9\ub825\uc73c\ub85c \uc791\uc6a9\ud560 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\uacb0\ub860:<\/strong><\/p>\n\n\n\n<p>\ud604\uc7ac\ub294 \ubbf8\uad6d\uc774 \uc720\ub9ac\ud558\uc9c0\ub9cc, &#8216;\uc0c1\ud638 \ud638\ud658\uc131&#8217;\uc744 \ud575\uc2ec \uac00\uce58\ub85c \ub0b4\uc138\uc6b0\ub294 <strong>CBDC \uc9c4\uc601\uc758 &#8216;\ud611\ub825&#8217;\uc774 \uc5bc\ub9c8\ub098 \uc131\uacf5\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\ub290\ub0d0<\/strong>\uac00 \ubbf8\ub798 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ud328\uad8c\uc744 \uc88c\uc6b0\ud560 \ud575\uc2ec \ubcc0\uc218\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. \ub9cc\uc57d CBDC \uc9c4\uc601\uc774 \uae30\uc220\uc801, \uc815\ucc45\uc801\uc73c\ub85c \uae34\ubc00\ud558\uac8c \ud611\ub825\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \uad6d\uc81c \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uace0 \ub2ec\ub7ec \uae30\ubc18 \uc2dc\uc2a4\ud15c \ub300\ube44 \uba85\ud655\ud55c \uc774\uc810\uc744 \uc81c\uacf5\ud55c\ub2e4\uba74, \ub2ec\ub7ec \ud328\uad8c\uc740 \uc810\uc9c4\uc801\uc73c\ub85c \uc57d\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 &#8220;\ub514\uc9c0\ud138 \uc2e0\ub8b0&#8221;\uc758 \uc6d0\ucc9c\uc774 \ubbfc\uac04 \uc2dc\uc7a5\uc758 \ud22c\uba85\uc131\uacfc \uaddc\uc81c \uac10\ub3c5\uc774 \ub420 \uac83\uc778\uac00, \uc544\ub2c8\uba74 \uc911\uc559\uc740\ud589\uc758 \uc9c1\uc811\uc801\uc778 \ubcf4\uc99d\uacfc \uad6d\uac00 \uac04 \ud611\ub825\uc774 \ub420 \uac83\uc778\uac00\uc758 \uc2f8\uc6c0\uc73c\ub85c \uadc0\uacb0\ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5b4\ub290 \ud55c\ucabd\uc774 \uc644\ubcbd\ud55c \uc2b9\ub9ac\ub97c \uac70\ub450\uae30\ubcf4\ub2e4\ub294, \uac01\uc790\uc758 \uc7a5\uc810\uc744 \ud65c\uc6a9\ud558\uba70 <strong>\uacbd\uc7c1\uc801\uc73c\ub85c \uacf5\uc874\ud558\ub294 \ud615\ud0dc<\/strong>\uac00 \ub420 \uac00\ub2a5\uc131\ub3c4 \ubc30\uc81c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc989, \uad6d\ub0b4\uc6a9 \ubc0f \ud2b9\uc815 \ubaa9\uc801\uc5d0\ub294 CBDC, \uae00\ub85c\ubc8c\ud558\uace0 \uc720\uc5f0\ud55c \ub514\uc9c0\ud138 \uc790\uc0b0 \uac70\ub798\uc5d0\ub294 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc774 \uc0ac\uc6a9\ub418\ub294 \ud615\ud0dc\ub85c \uc2dc\uc7a5\uc774 \ubd84\ud654\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Q: \ubbf8\uad6d\uc740 \uae30\uc874\uc758 \ub2ec\ub7ec \ud328\uad8c\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud55c \uc815\ucc45\uc73c\ub85c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \uc8fc\ub825\ud558\uace0 \uc788\ub294\ub370, \ub9cc\uc77c \uae30\ud0c0 \ub2e4\ub978 \uad6d\uac00\ub4e4\uc740 \uad6d\uac00 \uc8fc\ub3c4\uc758 CBDC \ucf54\uc778\uc5d0 \uc8fc\ub825\ud558\uace0, \uc0c1\ud638 \ud638\ud658\uc131 \uc81c\uacf5\uc744 \uc704\ud574 \ud611\ub825\ud558\uba70 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uacfc \uc11c\ub85c \uacbd\uc7c1\ud558\ub294 \ud658\uacbd\uc774 \ub41c\ub2e4\uba74, \uc5b4\ub290 \ucabd\uc774 \ud328\uad8c\uc744 \uac00\uc9c0\uac8c \ub420\uae4c? A: \uc774 \uc9c8\ubb38\uc740 \ubbf8\ub798 \ub514\uc9c0\ud138 \uae08\uc735 \ud328\uad8c\uc744 \uc608\uce21\ud558\ub294 \ub9e4\uc6b0 \ud765\ubbf8\ub85c\uc6b4 \uc2dc\ub098\ub9ac\uc624\uc785\ub2c8\ub2e4. \ubbf8\uad6d\uc774 \uc2a4\ud14c\uc774\ube14 \ucf54\uc778\uc5d0 \uc8fc\ub825\ud558\uace0, &hellip; <a href=\"https:\/\/cris.joongbu.ac.kr\/?p=619\" class=\"more-link\">\ub354 \ubcf4\uae30<span class=\"screen-reader-text\"> &#8220;\ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc804\ub9dd&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-619","post","type-post","status-publish","format-standard","hentry","category-essay"],"_links":{"self":[{"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=619"}],"version-history":[{"count":0,"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=\/wp\/v2\/posts\/619\/revisions"}],"wp:attachment":[{"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cris.joongbu.ac.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}